Finance Calculators
Money decisions are easier when you can see the numbers before you commit. Whether you're working out a monthly loan payment, comparing the true cost of two mortgages, projecting how an investment compounds over a decade, or figuring out how much to set aside each month to hit a savings goal, the right calculation removes the guesswork. The tools on this page handle the math so you can focus on the decision itself.
Each calculator is built around a real-world question rather than a single formula. The loan and mortgage tools account for interest, term length, and how extra payments change your payoff date. The investment and compound-interest tools show how rate and time interact — often the most counterintuitive part of long-term planning. The savings and budgeting tools work backward from a target so you know exactly what a goal costs per month.
If you're not sure which tool fits, start with the question you're trying to answer: “What will this cost me?”, “How much will this grow?”, or “How much do I need to save?” Pick the calculator that matches, and adjust the inputs to model your own situation. Every result updates instantly, so you can compare scenarios side by side.
Mortgage
Calculate your monthly mortgage payment, total interest paid, and full amortization breakdown.
Calculate →Loan Payment
Calculate monthly payments, total interest, and total cost for any personal or auto loan.
Calculate →Compound Interest
See how your savings grow over time with the power of compounding interest.
Calculate →Simple Interest
Calculate simple interest, total repayment, and interest rate for any loan or savings account.
Calculate →CC Payoff
Find out how long it takes to pay off your credit card and how much interest you'll pay.
Calculate →Inflation
Calculate the real purchasing power of money over time using a custom inflation rate — see what a past or future dollar amount is worth today.
Calculate →Salary to Hourly
Convert any annual, monthly, biweekly, or weekly salary into an equivalent hourly wage — and vice versa.
Calculate →Loan Affordability
Find the maximum loan amount you can afford based on your monthly income, debts, interest rate, and loan term.
Calculate →Savings Goal
Find out how much you need to save each month to reach any financial goal by a specific deadline, with or without interest.
Calculate →Loan Payment
Calculate monthly payments, total interest, and payoff time for any standard loan.
Calculate →Hourly to Salary
Convert hourly wage into yearly salary instantly.
Calculate →Salary After Tax
Estimate take home pay after taxes using a simple effective tax rate.
Calculate →Percent Change
Calculate the percent change between two values and see increase or decrease.
Calculate →Margin Calculator
Calculate profit margin based on revenue and cost.
Calculate →Markup Calculator
Calculate markup percentage based on cost and selling price.
Calculate →Commission
Calculate your sales commission and total compensation based on a percentage of sales.
Calculate →Overtime Pay
Calculate your total paycheck including standard wages and overtime pay.
Calculate →Percent Off
Find out exactly how much you'll pay and save after applying a percentage discount.
Calculate →Profit Margin
Calculate your gross profit margin and markup based on cost and revenue.
Calculate →APR Calculator
Estimate the Annual Percentage Rate (APR) of a loan including interest and fees.
Calculate →Return on Investment (ROI) Calculator
Calculate the profitability of an investment by determining its ROI.
Calculate →CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) of an investment over time.
Calculate →Sales Tax Calculator
Quickly determine the tax amount and total price of a purchase.
Calculate →Break-Even Calculator
Find out exactly how many units you need to sell to cover your business costs.
Calculate →Net Income Calculator
Calculate your business's bottom-line net income and profit margin.
Calculate →Credit Utilization Calculator
Calculate the percentage of available credit you are currently using.
Calculate →Time and a Half Calculator
Calculate your overtime pay using the standard time and a half rate.
Calculate →Compound Growth Calculator
Calculate how your money will grow over time with compound interest.
Calculate →Hours Worked Calculator
Calculate your total hours worked per week, month, or over a specific duration.
Calculate →Pay Per Hour Calculator
Determine your exact hourly wage based on total earnings and hours worked.
Calculate →Tip & Split Bill Calculator
Calculate the tip amount and easily split the final restaurant bill among friends.
Calculate →Salary Per Month Calculator
Break down your annual salary into monthly, weekly, and daily earnings.
Calculate →Work Hours Per Year Calculator
Calculate your total working hours over a full year.
Calculate →Salary to Weekly
Convert your annual salary to a weekly paycheck amount.
Calculate →Salary to Daily
Convert your annual salary to a daily rate.
Calculate →Weekly to Salary
Convert your weekly pay to an equivalent annual salary.
Calculate →Daily to Salary
Convert your daily pay rate to an equivalent annual salary.
Calculate →Percent Error
Calculate the percent error between an actual and expected value.
Calculate →Percent Growth
Calculate the percentage growth or decline between two values.
Calculate →Debt Payoff
Find out how long it will take to pay off a debt and how much interest you'll pay in total.
Calculate →Car Loan
Calculate your monthly car loan payment, total interest, and total cost.
Calculate →Down Payment
Calculate the down payment amount, loan amount needed, and LTV ratio for any purchase price.
Calculate →Loan Interest
Calculate total interest paid and total cost for any fixed-rate loan.
Calculate →Savings Rate
Calculate the percentage of your income you are saving each month.
Calculate →Rent vs Buy
Compare the total 5-year cost of renting versus buying a home.
Calculate →Daily Compound Interest
Calculate investment growth with daily compounding and optional monthly contributions.
Calculate →Rent Affordability
Find out how much rent you can afford based on your income and expenses.
Calculate →Closing Costs
Estimate the closing costs when buying a home based on purchase price and loan amount.
Calculate →Interest-Only Loan
Calculate the monthly interest-only payment on a loan and compare it to a fully amortising payment.
Calculate →Amortization
Calculate your monthly payment and full amortization breakdown — principal, interest, and balance over time.
Calculate →Extra Payment
See how much interest and time you save by making extra monthly mortgage payments.
Calculate →Early Payoff
Calculate how much you save in interest by paying off a loan early with a lump sum.
Calculate →Monthly Savings
Calculate how much you need to save each month to reach a savings goal.
Calculate →Future Value
Calculate the future value of an investment with optional regular contributions.
Calculate →Present Value
Calculate what a future sum of money is worth in today's dollars.
Calculate →Price / Sq Ft
Calculate the price per square foot for a property and compare two properties side by side.
Calculate →Interest-Only Mortgage Calculator — See Your Real Monthly Payment
Calculate interest-only mortgage payments and compare to principal + interest. See exactly what you pay and when. Free tool.
Calculate →Extra Mortgage Principal Payment Calculator
See how much interest you save and how many years you cut from your mortgage by making extra principal payments.
Calculate →Loan Total Interest Calculator
Calculate the total interest you will pay over the life of a loan.
Calculate →Remaining Loan Balance Calculator
Calculate how much you still owe on a loan after a number of payments.
Calculate →Car Loan Affordability Calculator
Find the maximum car price you can afford based on your monthly budget, interest rate, and loan term.
Calculate →Investment Doubling Time Calculator
Calculate how long it will take for an investment to double using the Rule of 72 and exact compound interest.
Calculate →Savings Interest Calculator
Calculate the interest earned on your savings over time with compound interest.
Calculate →Monthly Budget Calculator
Calculate your monthly surplus or deficit by entering your income and key expense categories.
Calculate →Net Worth Calculator
Calculate your net worth by subtracting your total liabilities from your total assets.
Calculate →Debt-to-Income Ratio Calculator
Calculate your debt-to-income (DTI) ratio — a key metric lenders use to evaluate loan applications.
Calculate →Stock Profit
Calculate your profit or loss from a stock trade.
Calculate →Emergency Fund
Calculate how large your emergency fund should be.
Calculate →Rule of 72
Estimate how long it takes for an investment to double.
Calculate →Dividend Yield
Calculate the dividend yield of a stock.
Calculate →Cost Per Use
Find out how much an item actually costs per use.
Calculate →Child Savings
Estimate how much you'll save for your child by a target age.
Calculate →Cost Per Mile
Calculate how much it costs to drive one mile.
Calculate →Effective Hourly Rate
Find your effective hourly rate from a project fee and hours worked.
Calculate →Crypto Profit
Calculate your profit or loss on any cryptocurrency investment.
Calculate →BTC Mining Profit
Calculate whether Bitcoin mining is profitable for your setup.
Calculate →ETH Staking
Calculate your Ethereum staking rewards over time.
Calculate →Staking Rewards
Calculate staking rewards for any proof-of-stake cryptocurrency.
Calculate →Crypto DCA
Calculate the outcome of dollar-cost averaging into cryptocurrency.
Calculate →Crypto ROI
Calculate the return on investment (ROI) for any crypto trade.
Calculate →Crypto Compound
Project crypto portfolio growth with compound interest or staking reinvestment.
Calculate →Market Cap
Calculate a cryptocurrency's market cap or target price from a given market cap.
Calculate →Crypto Converter
Convert any amount of cryptocurrency to its USD value.
Calculate →BTC Halving Profit
Project Bitcoin profit based on historical post-halving price patterns.
Calculate →Crypto Portfolio
Calculate the total value of a multi-coin crypto portfolio.
Calculate →Crypto Tax
Estimate capital gains tax owed on your cryptocurrency profits.
Calculate →Liquidation Price
Calculate the liquidation price for a leveraged crypto position.
Calculate →Solar Savings
Estimate how much money solar panels could save you on electricity bills.
Calculate →Freelance Rate
Calculate the minimum hourly rate you need to charge as a freelancer.
Calculate →Inflation vs Savings
See how inflation erodes the real value of your savings over time.
Calculate →EV vs Gas
Compare the annual cost of driving an electric vehicle vs a gas car. Enter your miles, gas price, and electricity rate to see your real yearly savings.
Calculate →Electricity Cost
Calculate exactly how much any device costs to run. Enter wattage, daily hours, and your electricity rate to see daily, monthly, and annual costs.
Calculate →Currency Converter
Convert between major world currencies using approximate static exchange rates.
Calculate →LTV Calculator
Calculate your loan-to-value ratio, equity percentage, and whether PMI may be required.
Calculate →AI Content Cost
Estimate the API cost of generating articles with GPT-4o, Claude, Gemini, or GPT-3.5.
Calculate →Solar Payback
Calculate your solar panel payback period, 25-year savings, and ROI.
Calculate →Side Hustle Income
Calculate your net annual and monthly income from a side hustle after expenses and taxes.
Calculate →Inflation Impact
See how inflation erodes purchasing power and what your money will really be worth.
Calculate →Retirement
Calculate how much your retirement savings will grow and your monthly income in retirement.
Calculate →Net Salary
Calculate your take-home pay after federal tax, state tax, Social Security, Medicare, and other deductions.
Calculate →Credit Card Interest
See exactly how much interest you'll pay and how long it will take to pay off your credit card balance.
Calculate →Job Offer Comparison
Compare two job offers side by side — salary, benefits, commute costs, and more — to see which is worth more in real terms.
Calculate →WFH Savings
Calculate how much money you save working from home vs going into the office — commute, food, clothing, and more.
Calculate →Salary Increase
Calculate the dollar value of a raise or promotion — and see how it affects your monthly and hourly take-home.
Calculate →Commute Cost
Calculate the true annual cost of your daily commute — fuel, time, wear and tear, and parking.
Calculate →Career Change Cost
Calculate the financial impact of a career change — including retraining costs, salary gap, and break-even timeline.
Calculate →